Reviews from King of Kash, Inc. Employees about King of Kash, Inc. Culture, salaries, benefits, work-life balance, management, job security, and more.2.2/5(17) Frequently Asked Questions (FAQ) - King of Kash. King of Kash offers short-term loans up to $1,000 to borrowers with less than perfect credit. Ace Cash Express Avant Best Egg Eloan Fig Loans FreedomPlus Integra Credit King of Kash LendingClub. LendingPoint LendUp LightStream LoanMe Marcus NetCredit Rocket OneMain Financial OppLoans. See 21 photos from 283 visitors about good for a quick meal and good for groups.
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What Types of Loans Does King of Cash Offer?
King of Kash offers several types of expensive loans, none of which require credit checks. These loans can be used for any purpose and you do not need to disclose the purpose of your loan in order to be approved. All loans are unsecured, meaning no collateral is needed.
Personal Loans
A personal loan can be used for any purpose. Personal loans tend to come with lower interest rates than other types of loans and are intended for borrowers who need immediate financing.
Signature Loans
Signature loans come with a simple application and immediate funding. These loans are uncollateralized loans that don't require a credit check. The only thing required is a borrower's signature.
Signature loans are intended for borrowers with poor or no credit. Almost anyone can get a signature loan.
Installment Loans
Best casino in oklahoma city. An installment loan is a loan that the borrower agrees to repay over time through a set amount of payments. The set payments are referred to as installments. Installment loans usually come with fixed installment dates, rates, and payment amounts, meaning you won't be caught by surprise.
The length of time can vary from several months to up to 30 years. Installment loans tend to involve longer repayment periods than most other types of loans and target a broad range of borrowers.
Line of Credit
A personal line of credit works like a combination of a personal loan and a credit card. You get approved for a certain amount and then you can spend it as you wish, just like any other loan. As you pay off the loan, the amount you are approved for becomes available again, like a credit card.
You can use the money again and again as long as you pay it off in accordance with the company's terms. You won't have a line of credit forever, though. The loan usually comes with a set end date and will need to be renewed if you wish to continue accessing funds past that date. Line of credit loans target people who will have continual funding needs over a period of time.
Terms and Rates
Terms
Loan terms offered by King of Kash vary depending on the state you live in and your personal income. Loans terms can vary between 4 and 14 months.
Rates
King of Kash's interest rates vary from state to state, and the full list of the company's typical rates for each state they operate in can be found on their website. Specific APR information isn't available for every state, but in the company's home state of Missouri, King of Kash lists a maximum APR of 1,200%.
If you are unable to determine the standard APR for your state through the website, contact the lender to request an estimate before taking out a loan.
Loan Amounts
Your first loan with King of Kash will be capped at $800. If you make timely payments, your future loans can increase to a maximum of $3,000. On average, payday loans are under $1,000.
Time to Funding
King of Kash has very fast funding. In many cases, you will receive your funds the very same day you get approved for a loan. Few other lenders can promise such a prompt turnaround time for loan payouts, making King of Kash an ideal choice for borrowers who need funding quickly.
Funding Options
Once you have been approved, King of Kash will issue your loan funds in one of the following ways:
- Physical check that can be retrieved at any King of Kash location
- Wire transfer that will be sent to your bank the same day, if you're approved between 9 a.m. and 3 p.m. on Monday through Friday. If you're approved after 3 p.m., the transfer will be sent to your account the following banking day
- ACH transfer sent to your bank the following banking day
Loan Requirements
Although King of Kash doesn't perform credit checks, they still have many requirements that borrowers must meet in order to be eligible for a loan.
Some of these requirements include:
- You must be at least 18 years old
- You must be a U.S. citizen
- You must be able to provide a valid photo ID and a verifiable social security number
- You must have a verifiable home or cell phone number
- You must have a credit or debit card (Visa or Mastercard only) in your name
- If you are employed, employment must be permanent with a minimum of 36 hours per week
- Current proof of employment or a fixed income, such as paystubs
You can apply for a loan in one of three ways: online for a fast decision, at one of their physical locations in Missouri, or over the phone.
There is not much information available in terms of the pre-qualification and formal application process for King of Kash. Since the company requires no credit check, the process may not be like most other lenders.
Unlike other lenders, where your credit score will play a major role in what loan terms you are eligible for, there is no need for a pre-qualification step of the process. You don't need anything other than the above personal information and proof of income to be eligible for a loan through King of Kash. Free slot machines to play now.
Fees
Origination Fees
King of Kash doesn't charge any origination fees. When you get approved for a loan, you can receive funds without an upfront charge.
See The Best Personal Loans with No Origination Fee
Late Fees
King of Kash charges late fees and can also decrease your credit limit and ability to borrow from them in the future if you miss payments. Late borrowers may also be subject to return item fees.
Early Payment Fees
There are no early payment fees. King of Kash lets you repay your loan on your own terms and does not charge you for making payments before the loan due date.
Repayment
Borrowers have multiple options to repay their loans, including:
- Using a credit or debit card either in-person or by phone
- By money order at any King of Kash store location
- By ACH, provided ACH authorization is given
- If none of the above methods are used, payment will be withdrawn from a checking account automatically
If you decide to pay your loan off early, there are no early repayment fees.
While King of Kash doesn't report late or defaulted borrowers to traditional credit bureaus, they do claim to take advantage of some non-traditional credit reporting agencies to report accounts with negative payment history. Borrowers who do not remain in good standing could have their ability to borrow from other lending agencies affected, even though their FICO credit score may not be directly impacted.
The King of Kash Customer Experience
Contact Information
Customers can call 1-800-892-3006 during regular business hours.
Store Hours:
- Monday to Friday: 10 a.m. until 6 p.m.
- Saturday: 10 a.m. until 1 p.m.
King Of Kash Complaints Company
Customer Services & VIP Phone Center:
- Monday to Friday: 8 a.m. until 6 p.m.
- Saturday: 9 a.m. until 1 p.m.
You can also use the store search tool on the King of Kash website to find and visit a physical location near you.
Corporate Office Mailing Address:
King of Kash 8304 Wornall Road Kansas City, MO 64114
International Payment Processing:
A-1 Premium Acceptance Ltd t/a King of Kash 20-22 Wenlock Road, London, N1 7GU
Customer Feedback and Reports
King of Kash is not accredited with the Better Business Bureau with a C+ rating. The Better Business Bureau reports thirteen closed complaints against the company in the past three years and two single-star reviews.
King of Kash has no verified profile on Trustpilot, and therefore no customer reviews available from the website. It is not uncommon for small lenders like King of Kash to have a scarce online presence, as many of their loan applications are filed in person and over the phone.
Summary
We recommend that everyone avoid taking a loan from King of Kash, as we recommend for all lenders with lenient standards charing an APR above 36%.
King of Kash's lack of BBB accreditation and online reviews from reliable sources like Trustpilot makes the company a somewhat risky choice for borrowers. Less information from other borrowers means that you won't always know what to expect when taking out a loan from King of Kash. However, lax standards for loan approval and quick payout times make King of Kash a good option for borrowers with poor credit history in need of fast funding.
About King of Kash Loans
King of Kash Loans was founded in 1978. The company has served thousands of customers and endeavors to create a high-quality loaning business 'characterized by integrity and fairness.' Headquartered in Kansas City, Missouri, the company has grown over the last 40 years to serve borrowers in ten different states.
Loans offered by King of Kash tend to be more affordable than title loans and payday loan companies. The company's clientele is typically borrowers with poor credit.
King of Kash installment loans review. Same-day funding for residents of 10 states
Before you take down a short-term loan
Pay day loans, installment loans and automobile name loans come with a high prices and costs which could trap you in a period of financial obligation. Borrowers could find on their own taking right out an additional or 3rd loan because they mightn't pay off the very first one punctually.
Give consideration to options before deciding on a short-term loan:
- Neighborhood resources. Government agencies, nonprofits and neighborhood charities usually provide free monetary solutions which help with food, resources and lease for the people in need of assistance.
- re re re Payment extensions. Talk to your bill providers about a lengthier re re re payment plan or expansion on your date that is due if're behind on re re re payments.
Can it be safe to try to get a King of Kash installment loan?
Generally speaking, yes. King of Kash utilizes SSL encryption to guard any information you distribute through its web site from hackers, though there’s no chance to positively guarantee its security.
The best means to use is in individual, https://personalinstallmentloans.org/payday-loans-me/ which can be just open to residents of Missouri. You may want to use on the phone if you’re worried about your Social Security number or other sensitive and painful information being provided on the internet.
King of Kash’s privacy policies differ by state. Read yours very carefully before using to understand simple tips to restrict data sharing and opt out of text message alerts.
King of Kash reviews and complaints
Have always been we eligible?
Many borrowers have to meet with the after criteria to qualify for that loan: Casino software developers.
- Regular earnings. This implies checks frequently to arrive either from the working work, Social protection, impairment or your your your your retirement advantages.
- Full-time task, if used. You have to just work at minimum 36 hours per week at a permanent place if you depend on your work as a principal revenue stream.
- Banking account. The account must certanly be an active checking or checking account that’s been available for at the least 1 month.
- Credit or debit card. Additionally you will need to have a Visa or Mastercard in your title attached to credit cards or bank account.
- US resident. Permanent residents aren’t qualified to receive this loan.
- Chronilogical age of bulk. Generally in most states, this implies 18. Alabama residents should be 19 and Mississippi residents should be 21.
Just how do I use?
You are able to use in individual at a Missouri location, within the phone or online. To put on throughout the phone, call 800-892-3006. Or follow these steps to get going utilizing the online application:
- Go right to the King of Kash web site.
- Simply Simply Click Apply Online.
- Finish the fields that are required your contact, recognition, work and banking account information. Simply Click Publish.
- Stick to the guidelines to submit any needed papers.
- Review and signal your loan contract.
You are able to possibly get your funds by check out the exact same time if you use in individual. You'll be able to get the money the day that is same you obtain authorized before 3 p.m. CT.
What papers do i must use?
While document demands may typically vary, you need certainly to offer:
- Evidence of work. You may need a pay stub or award letter showing how much cash you will get every month.
- Valid picture ID. King of Kash calls for a photograph ID just like a driver’s license or passport to confirm your identification.
Additionally you want to offer information on your money, as well as your account and routing number, along with whenever you started it.
The King was got by me of Kash installment loan. Now just what?
You’re now in charge of repaying the mortgage. These installment loans come with month-to-month repayments and terms as high as 14 months, you can help to save on interest by paying down your loan faster.
You'll spend by having a cash purchase face-to-face or using a credit or debit card over the telephone. Or perhaps you can authorize King of Kash to withdraw repayments straight from your own banking account every month. In case the payment bounces, King of Kash costs a $25 charge. Belated re re re re payments additionally have a belated charge, which differs.
Important thing
King of Kash provides exact exact same- or financing that is next-day can help you call at a pinch. However it isn’t clear about expenses and does offer funding in n’t most states.
Who can own a casino. Worst odds in vegas. Discover how it stacks as much as other providers by looking into our help guide to installment loans.
Faq's
What exactly are King of Kash's shop hours?King of Kash’s shops are available throughout the hours that are following
Whenever is customer support available?King of Kash’s customer care lines can be obtained throughout the following hours:
King Of Kash Complaints Dept
Does King of Kash offer any kind of kinds of funding?King Of Kash Signature Loans
Yes, King of Kash now offers individual personal lines of credit online and on the phone. Missouri residents can additionally submit an application for a name loan.
